How EFL Enables

Better Lending Decisions

WE EMPOWER LENDERS

Borrowers and lenders across the emerging world seek more, better, faster access to finance. Lenders want to serve more applicants but lack many key ingredients for predicting credit risk.

TO SEIZE OPPORTUNITY

But our model reveals new dimensions of information about all individuals, whether or not they have credit history and collateral. This uncovers new opportunities both within, and outside, lenders' current portfolios.

AND BETTER UNDERSTAND RISK

New dimensions of information means a more complete and accurate understanding of credit risk. And a more accurate understanding of credit risk means more opportunities for lenders and borrowers alike.

MAKE BETTER LENDING DECISIONS

EFL’s scoring has enabled its customers to reduce credit risk, safely increase portfolio size, and decrease costs and time to lend. Hundreds of thousands of individuals and hundreds of millions of dollars have gone through our constantly evolving methodology.

Learn more about our products here