Psychometric Credit Scoring Enables
EFL’s psychometric tool creates a deep quantitative understanding of individual risk and opportunity in small business (MSME) and consumer financing.Get Started
EFL IS THE PROVEN LEADER IN PSYCHOMETRIC SCORING
Our technology powers lending in the world’s leading financial institutions and is validated by nearly 10 years of real-world loan performance across 27 countries and over 36 financial institutions and counting.
We help lenders better assess and manage individual default risk. Incorporating character, willingness, and ability to pay means building better quality, more profitable portfolios.
Increase Lending Opportunities
We understand the challenges facing lenders in emerging markets. Enhancing your understanding of consumer and small business risk enables safe customer base growth.
We integrate into existing credit and scoring processes. Automating and streamlining the loan decision-making process generates significant time and cost savings.
Global Reach, Local Understanding
EFL is already working across four continents and 27 countries.
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