Proof of Performance
The most important metric for our success are the results our partners achieve. Learn how EFL is increasing lending opportunities while decreasing risk for the world’s elite lending institutions.
Business Partners Limited
International SME lender Business Partners mandates EFL screening tool across its African footprint.
Banco G&T Continental
Through the partnership with EFL, G&T succeeded in decreasing default rate by 72% and increasing client base by 53%.
Edgars successfully extended credit to the previously untapped informal sector, which constituted 18% of all its new accounts.
EFL allowed a 2.7% delinquency rate at 90 days in the group of customers attracted by its psychometric test.
EFL enabled a 35% increase in approvals with no change in default rate.
EFL proved the ability to reduce default rate by 45%*
EFL enabled a 16% increase in micro loans
Leading Indian non-banking financial company, JFS, works with EFL to better understand borrower creditworthiness
EFL proved the ability to reduce default rate by 50%
EFL enabled a 79% reduction in end-to-end turnaround time
* Default reduction refers to the impact of removing the bottom two quintiles of EFL scorers from the borrowing population